The Bajaj Finserv EMI Network Card enables customers to buy their desired products by converting high-end purchases into affordable no-cost EMIs. With the pre-defined loan limit and the several online and offline partner brands, it has become easy for individuals to shop for their desired products.

However, to reap the host of benefits that this card extends, customers must be well acquainted with the eligibility criteria and documents needed to obtain it in the first place. They must also keep the required Bajaj Finserv customer login credentials handy. 

Eligibility Criteria and Documents Required to Get Bajaj Finserv EMI Network Card

Individuals willing to apply for this card must adhere to the following Bajaj Finserv EMI Network Card eligibility mentioned below: 

  • Applicants must belong to the age group of 21 to 65 years of age to be eligible for obtaining a Bajaj Finserv EMI Network Card.
  • Individuals need to have a steady source of income.
  • The current residential address must be in India. Furthermore, they must have a bank account.

Besides meeting eligibility norms, applicants must submit the mentioned documents at the time of making an application for a Bajaj Finserv EMI Network Card:

  • KYC papers
  • Proof of address
  • Cancelled cheque
  • Signed ECS mandate

Moreover, individuals must consider certain parameters like city, credit rating and repayment history to gauge their eligibility for the card limit. 

The pre-approved limit for Insta EMI Card may differ depending on city the applicants reside in. Moreover, a credit rating of 750 and above is another vital factor that enhances one’s chance of getting the card and the sanctioned limit. A decent repayment history helps one in boosting credit scores. 

Application Procedure for Bajaj Finserv EMI Network Card

Individuals can apply for Bajaj Finserv EMI Network Card from Bajaj MARKETS website and the dedicated mobile application. Alternatively, one can apply for Bajaj Finserv EMI Network Card at any partner store. 

The application procedure for Bajaj Finserv EMI Network Card differs for new and existing users. 

Here are the application steps that a new customer must follow:

Step 1: Visit official website of the reputed online diversified marketplace and head to the Insta EMI Network Card page. 

Step 2: Click on ‘Apply Now’ tab. Then enter necessary details, including profession type, mobile number, date of birth, etc., to check eligibility. 

Step 3: Click ‘Check Your Offer’ to check pre-approved limit. 

Step 5: Enter the OTP sent to registered mobile number to verify mentioned KYC details. 

Step 6: Pay a nominal joining fee to activate Bajaj Finserv EMI Network Card.

Then complete the e-mandate process by providing bank details and OTP. After completing the process, one can start using Bajaj Finserv EMI Network Card and enjoy exclusive offers and benefits. Customers can easily access Bajaj Finserv EMI Network Card from the Wallet app. 

Existing customers have to follow the mentioned steps to get the Bajaj Finserv EMI Network Card: 

Step 1: Firstly, log in to the customer portal using necessary credentials. Then provide required details to gauge eligibility. 

Step 2: Check pre-approved offer on the card.

Step 3: Then, apply for Bajaj Finserv EMI Network Card by clicking on the given link. 

Step 4: Initiate payment of the joining fee. 

After making payment, customers will get a notification regarding the same on their mobile number or email ID. 

Features of the Bajaj Finserv EMI Network Card

The Bajaj Finserv EMI Network Card comes with the following lucrative features:

  • Substantial pre-approved loan

Bajaj Finserv EMI Network Card allows customers to access a predefined loan limit of Rs. 2 Lakhs. It allows them to shop from any partner store without worrying about high-end expenses. 

  • Flexible repayment term

This card comes with a flexible repayment tenure of 3 to 24 months. The long tenure allows them to break big-ticket purchases into affordable EMIs. 

  • No-cost EMIs

Under the no-cost EMIs feature, customers have to pay the actual price of the purchased product. No additional interest is charged on the product pricing.

  • No foreclosure charges

Customers can choose to foreclose the loan amount before time after paying first EMI without paying any foreclosure charges for it. This helps them save on overall expenses related to purchasing any product.

  • Easy to access

Customers do not have to carry Bajaj Finserv EMI Network Card every time they shop. Instead, they can easily access it from the dedicated Wallet app and make purchases. 

  • Minimal documentation

Another attractive feature of using Bajaj Finserv EMI Network Card is that customers do not have to engage in tedious paperwork. Instead, they have to submit basic documents only on their first purchase.

In conclusion, individuals can make the most of the Bajaj Finserv EMI Network Card only if they adhere to the above-mentioned eligibility norms and provide necessary details. Furthermore, it is important to be well-versed in the application procedure. For that matter, keeping the Bajaj Finserv customer login credentials is mandatory.

Reference links:,a%20regular%20source%20of%20income

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